tallylend
THE UNDERWRITING PLATFORM FOR MCA FUNDERS

From submission
to decision.

Read the statements. Apply your credit box. Build the offer.
Put your underwriting process to work with TallyLend.

Three precision glass layers representing statements, credit rules, and a funding decision
01 / UNDERSTANDRead beyond the PDF.
02 / EVALUATEYour credit box, applied.
03 / DECIDEA clear next step.
Explore the platformDOCUMENTS → CREDIT BOX → DECISION
BUILT IN PRODUCTION

Real submissions.
Real underwriting.

Already underwriting real deals for a paying MCA funder. TallyLend reads difficult statements, applies configured rules, and sends automated decline emails.

IN DAILY USE SINCE JULY 2026
ONE CONNECTED UNDERWRITING PROCESS

Every deal.
Your rules.

From the original file to the final terms.
Follow one submission through TallyLend.

01/ 03

Read the files.
Even the difficult ones.

Applications, bank PDFs, and difficult scans. TallyLend reads the documents your team receives and turns them into information you can underwrite.

APPLICATIONS / BANK STATEMENTS / SCANS
tallylendUNDERWRITING WORKSPACEIllustrative workflow
H
Harbor Auto RepairExample submission · TL–1048
03 statements / 01 application
Statement analysisAUGUST
Business checking · August 01–31
DateDescriptionAmount
08/04Merchant settlement$4,820.00
08/05Merchant settlement$3,260.00
08/05ACH debit−$185.00
08/06Merchant settlement$5,140.00
08/07ACH debit−$185.00
Monthly revenue$68,420
NSFs1
Positions1
Sample data. Not a live merchant or funding offer.TALLYLEND / 01
02/ 03

Your credit box.
Applied to every deal.

Your revenue criteria. Your NSF limits. Your position rules. Configure the credit box around the way your team evaluates a deal.

ELIGIBILITY / DECLINE RULES / OFFER TERMS
tallylendUNDERWRITING WORKSPACEIllustrative workflow
H
Harbor Auto RepairExample submission · TL–1048
03 statements / 01 application
Credit policyEXAMPLE RULES
Your fund. Your criteria.

Evaluate the submission against your credit box.

CriteriaThis dealSample rule
Monthly revenue$68,420≥ $25,000
NSFs1≤ 3
Existing positions1≤ 2
Within the sample credit box
Sample data. Not a live merchant or funding offer.TALLYLEND / 02
03/ 03

Make the decision.
Move the deal.

Approve, decline, or build an offer based on your rules. Automate decline emails and keep the next step moving.

APPROVALS / DECLINES / OFFERS
tallylendUNDERWRITING WORKSPACEIllustrative workflow
H
Harbor Auto RepairExample submission · TL–1048
03 statements / 01 application
Decision & offerEligible
EXAMPLE OFFER$40,000advance amount
Factor rate1.35
Total payback$54,000
Daily payment$450
120 scheduled paymentsTerms set by the funder
Built from the funder’s configured offer rules.
Sample data. Not a live merchant or funding offer.TALLYLEND / 03
tallylendUNDERWRITING WORKSPACEIllustrative workflow
H
Harbor Auto RepairExample submission · TL–1048
03 statements / 01 application
Statement analysisAUGUST
Business checking · August 01–31
DateDescriptionAmount
08/04Merchant settlement$4,820.00
08/05Merchant settlement$3,260.00
08/05ACH debit−$185.00
08/06Merchant settlement$5,140.00
08/07ACH debit−$185.00
Monthly revenue$68,420
NSFs1
Positions1
Sample data. Not a live merchant or funding offer.TALLYLEND / 01
Read the submission.Illustrative workflow · Sample data
DECISIONING & RESPONSE

Every outcome.
Defined by your rules.

Configure the criteria that move a deal forward and the limits that stop it. The decision follows your policy.

OFFER CREATION

Set the terms.
Build the offer.

Apply your configured offer rules to eligible submissions. Define the amounts and terms around the way your fund operates.

EXAMPLE OFFER / HARBOR AUTO REPAIR$40,000
Factor rate1.35Payback$54,000Payments120 × $450
Illustrative terms. Not a funding offer.
INTEGRATIONS

One underwriting layer.
Your entire workflow.

Keep the way you bring in deals and move them forward. We scope the connections around your operation.

YOUR SUBMISSION SOURCES
Inbox
CRM
Submission portal
tallylendRead. Evaluate. Decide.
YOUR DECISION HANDOFFS
Decisions & offers
Decline emails
CRM updates
Built around your existing operation.Systems, access, and connection scope confirmed during onboarding.
IMPLEMENTATION

A defined path
to production.

Build confidence in the setup before it becomes part of your daily operation.

01

Map the operation.

Review submission volume, document formats, credit criteria, and existing systems. Define the scope and responsibilities.

02

Configure and validate.

Set up your rules. Test representative historical deals against agreed acceptance criteria, including difficult files and edge cases.

03

Roll out the workflow.

Confirm the required connections, prepare your team, and put the agreed process into daily use.

TECHNICAL & SECURITY REVIEW

Bring your operational requirements.

Review document handling, access, retention, and third-party processing as part of the proposed setup. Confirm the requirements before implementation.

PRODUCTION EXPERIENCE

Built in the work.
Used in the work.

TallyLend underwrites real submissions for a paying MCA funder, with automated decline emails already in use.

The product grew from a live funding workflow: difficult statements, a specific credit box, and a team with deals to move.

REAL SUBMISSIONS. CONFIGURED RULES. DAILY OPERATIONS.
FURTHER DETAILS

Before we speak.

LET’S REVIEW YOUR OPERATION

Bring your rules.
See them work.

See TallyLend against the files, criteria, and workflow your team uses.